INTRODUCTION The Christmas Fund for the Veterans of the Cross and the Emergency Fund is the primary source of annual income for the work of the United Church Board for Ministerial Assistance, one of the corporations comprising the Pension Boards of the United Church of Christ. You can honor the Christ Child during this season by bringing gifts that will be used to support and honor those who have served, and are serving, this beloved church. Your gifts will truly represent the incarnational nature of the church at its best. Gifts to the Christmas Fund help provide pension and health premium supplementation to low-income retirees, emergency assistance to the families of clergy and lay employees and Christmas “Thank You” Gift Checks to hundreds of annuitants. The Christmas Fund provides a lifeline of hope to many lower-income active and retired clergy and lay employees in the United Church of Christ. Due to the lingering effects of the economic recession, there have been many instances in which gifts from the Christmas Fund have made a critical difference in the lives of people living literally on the edge. The United Church Board for Ministerial Assistance and the staff of the Pension Boards are confident that, through your continuing faithfulness, we will be able to provide the same level of care and compassion as has been our tradition for more than a century.