Members who are covered by the UCC Life Insurance and Disability Income (LIDI) Benefit Plan, after being out of work for 30 consecutive days, if approved by MetLife.
To contact MetLife, at 1.800.300.4296 to apply for STD, if the member's physician has determined that disability will exceed 30 days. MetLife will inform the member and the Pension Boards of approval or denial of the STD claim.
To send a weekly check to the member that is 60% of the salary basis (cash plus housing allowance). The minimum weekly benefit is $20; maximum weekly benefit is $1,384.62. Maximum duration of STD is 22 weeks.
NOTE: For pregnancy, short-term disability benefits are paid without regard to the 30-day waiting period. Unless complications warrant an extension, six weeks of short-term disability payments are provided for a normal delivery and eight weeks for a Caesarean section.
For the duration of STD (maximum 22 weeks) the employer continues to pay Annuity Plan contributions, and premiums for the LIDI Benefit Plan and the UCC Health/Dental Benefit Plans. Salary should not be paid while the member is on STD. If salary is paid, it reduces the amount of STD payable dollar-for-dollar.
STD benefits are taxable income. The member will receive a Form W-2 from the Pension Boards after year-end. Benefits paid to clergy with standing are eligible for the housing allowance exclusion. Clergy will also be sent tax resources to assist them in claiming the housing allowance exclusion.
Members who are covered by the UCC LIDI Plan who have been on STD for 22 weeks, if approved by MetLife. If the member remains disabled, LTD benefits generally continue until age 65. Total lifetime benefits for LTD due to a behavioral health condition are limited to 24 months.
To provide medical information requested by MetLife; apply for Social Security Disability benefits and provide MetLife with proof of application; to inform MetLife of approval or denial of Social Security Disability benefit claim.
To send a monthly check, based on 60% of the salary basis (cash plus housing allowance). The minimum monthly benefit is $100; maximum monthly benefit is $6,000. Benefits are reduced dollar-for-dollar by Social Security Disability Benefits awarded to the member. MetLife pays Annuity Plan contributions at 7% of salary basis for members of the Annuity Plan for the United Church of Christ.
To pay premiums for the UCC Health, Dental and LIDI Plans.
None. Once short-term disability ends, the employer is no longer responsible for making any contributions or paying any premiums or salary.
LTD benefits are taxable income. The member will receive a Form W-2 from MetLife after year-end. Benefits paid to clergy with standing are eligible for the housing allowance exclusion. Clergy also will be sent tax resources to assist them in claiming the housing allowance exclusion.