How to Make the Most of Your Doctor Visits

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Have you ever walked out of a doctor’s office and forgot to ask a question about a symptom you’ve been having, or brought home a new medication and couldn’t remember if you were supposed to take it with a meal?

A little preparation before your next visit can help you ensure you’re getting the most out of your doctor visits, and ensure you’re being an active participant in your health – saving you time, money and worry. You can get more from your doctor visits by following these tips:

Before you go…

  • Choose the right doctor. Check if your provider is in your health plan’s network, how long it takes to get an appointment, and if they’re available for medical issues after hours.
  • Create a list of questions you want answered. Prioritize the list to ensure you ask the most important questions first.
  • Bring a record of your prescriptions, over-the-counter medications and supplements you take regularly, as well as the names and contact information of other doctors you see.
  • Take along a personal health record and other pertinent information to share.
  • Ask someone to go with you to take notes or to be a second set of ears.

While at the visit…

  • Arrive on time. Your appointment allots you a specific amount of time with the doctor.
  • Be open and honest. Sometimes it can feel awkward to discuss certain things with your doctor. Being truthful and forthcoming can help your doctor better assess your needs.
  • Share your history. Your personal and family health history may offer the doctor insight into how to manage your care.
  • Get the details about tests, procedures and treatments. Ask about side effects and when to expect test results.
  • Listen actively to your doctor to demonstrate that you are a partner in your care.

Staying Safe in Warmer Weather

stayHydratedAs the days get warmer, it becomes increasingly important to stay hydrated and keep your body cool. Whether you are spending a leisurely day at the beach or going for an outdoor run, you should make sure that you are taking the proper steps to prevent dehydration and overheating.

Tips to stay hydrated:

  • Keep water on hand: Take a water bottle with you before leaving the house and drink from it throughout the day. Feeling thirsty is a signal that your body is already on the way to dehydration, so drink up!
  • Snack on hydrating fruits and veggies: Peaches, oranges, cucumber, carrots, watermelon, and grapes all taste great and help to rehydrate!
  • Drink water before, during, and after exercising: If you are doing low to moderate activity for less than an hour, water is sufficient. The American College of Sports Medicine (ACSM) recommends that for every 15-20 minutes you exercise, drink 3-8 fluid ounces of water (if you’re not exceeding 60 minutes of exercise).

Know the signs of a heat-related illness: Visit the Centers for Disease Control’s (CDC) Extreme Heat and Your Health website to learn about the warning signs of heat-related illness. If you suspect that you or someone you are with is experiencing heat stroke, call 911 immediately.

With just a little planning and preparation, you and your loved ones can stay cool and refreshed on hot summer days. Enjoy the warm weather and stay safe!

The Pension Boards-UCC, Inc. Becomes PRI Signatory

The Pension Boards-United Church of Christ (PBUCC) has been accepted as a signatory to the United Nations-supported Principles for Responsible Investment (PRI), joining more than 1,900 organizations around the world that have publicly demonstrated their commitment to responsible investment.

"Becoming a PRI signatory is a testament of PBUCC’s witness of sustainable investment," said President and CEO Brian R. Bodager. "This further aligns us with organizations working toward the greater good and a just world.”

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Cigna Acquires Express Scripts, PBUCC Pharmacy Benefit Manager

On March 8, the Pension Boards was notified that an agreement had been reached by Cigna to acquire Express Scripts, the pharmacy benefit manager for the UCC Non-Medicare and Medicare Supplement with Rx Plans. The acquisition is expected to close by the end of the year and is subject to shareholder and regulatory approval.
 

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Helping UCC Retirees

In the United States, about 10,000 baby boomers reach retirement every day, and some are unprepared. Even though soon-to-be retirees are concerned with rising health care costs and retirement income, many have not planned for a secure retirement or examined the right health plans to meet their new standard of living and care.

Thankfully, Annuitant Visitors, who serve as ambassadors for the Pension Boards’ plans and benefits, offer United Church of Christ (UCC) retirees a listening ear and hands-on support in response to their questions or concerns about their UCC health plans and pensions, and more.

The Rev. Lawrence J. Rezash from Miamisburg, Ohio, has become quite aware of the pressing needs and concerns of retired UCC clergy in his years of faithfully serving the Church. Lawrence served six local UCC churches over the course of his career. He was also a Campus Minister at Carnegie Technical University, Association Minister for Southwest Ohio Association, and Vice President for Conference Relations for the Pension Boards.

He says, “In all these positions, health care issues and retirement income were always the priorities.”

Lawrence, a member of Harmony Creek Church in Kettering, Ohio, served as an Annuitant Visitor for three years. In that time, he says, most UCC retirees he visited understood the Pension Boards’ benefit plans.


A History of Caring

Since 1914, the Pension Boards has been a partner in ministry with those who serve the United Church of Christ. The Pension Boards delivers benefits and services from the intersection of faith and finance, providing clergy, lay employees, and all persons served with the peace of mind that comes through greater financial security and better health.

Annuitant Visitors become an extension of the Pension Boards, making sure that the needs of retired clergy are met, and that they maximize the Pension Boards’ benefit offerings. In this way, they can live the rest of their years with more financial security.

Lawrence shares, “One of my close friends wanted me to find out how he could donate his organs after death. I investigated how he could do that. When I told him about the paperwork he had to complete with a member of his family, he followed through all the right procedures. His goal was accomplished at the time of his death.”

Annuitant Visitors offer more than just paperwork assistance during a life change or decision; they also form close friendships and communicate appreciation for retirees’ lifetimes of dedicated service to the Church. They let retirees know that they are not forgotten and that the Church cares.  

Learn more about the Annuitant Visitor Program here: https://bit.ly/PB_AVP_INFO.


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Photo: Lawrence and his wife Clara of 60 years.

PBUCC Introduces the New MAP+Work/Life Benefit

All of us at one time or another have experienced some type of personal crisis or life event that resulted in grief, stress, financial loss, and more. At the Pension Boards, we are fully committed to your health and personal well-being. We care when life throws you a curve ball.

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Directors Approve Expansion of the Next Generation Leadership Initiative

At its November 2017 meeting, the Board of Directors of the United Church Board for Ministerial Assistance (UCBMA) discussed the future of the Next Generation Leadership Initiative (NGLI) in response to its recent program evaluation. UCBMA Directors overwhelmingly affirmed NGLI and gave thanks for the vitality and vigor that pastors are stirring in the United Church of Christ from the mix of coursework, field trips, and cohort engagement.

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The Church Alliance Applauds Sen. Collins and Sen. Portman for Standing Up for the Retirement Security of Clergy and Church Lay Workers

Glenview, IL, November 30, 2017 — The Church Alliance commends Senator Susan Collins (R-ME) for her introduction of an amendment to preserve important retirement security provisions for clergy and church lay workers that would be repealed by the tax reform legislation pending in the Senate. Senator Rob Portman (R-OH) joined in co-sponsoring the amendment. The amendment is essential to provide employees of religiously-affiliated organizations with a meaningful opportunity to save for a secure retirement.

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Boost Your Credit Scores

Your credit scores, sometimes known as “FICO” scores, are used by lenders and other businesses to assess your creditworthiness and general financial reliability. Also, lenders use your scores to determine your credit limit and the interest rate you’ll be charged. While there are many different versions of your score in use, those tabulated by the Fair Isaac Corporation (FICO) are the most frequently used today

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